DocketPay ACH Payments Guide

Last updated: November 9, 2026

DocketPay now supports ACH payments, a low-cost, secure, and efficient way for customers to pay invoices electronically.

This guide covers:



✔ What ACH is



✔ Costs & benefits



✔ How to set up ACH payments



✔ How to accept ACH payments from customers

What is ACH?

ACH (Automated Clearing House) is a network that enables electronic fund transfers between banks.

How ACH Works

  • Customers enter their bank account and routing number to pay an invoice.

  • You receive immediate confirmation of the payment.

  • Funds are deposited into your bank account within 3-5 business days.

✅ Why Use ACH?

  • Eliminates the hassle of collecting paper checks.

  • Lower fees compared to credit card payments.

  • Helps improve cash flow with direct electronic payments.

ACH Payment Costs vs. Credit Cards

ACH is significantly cheaper than credit card processing.

Transaction Amount

Credit Card Fee (3%)

ACH Fee (1%)

Savings

$1,000

$30

$10

$20

$15,000

$450

$150

$300

📌 Bottom Line: ACH helps you keep more of your money by reducing processing fees.

How Long Until You Receive Your Money?

ACH transactions take 3-5 business days to settle.

Day

What Happens?

Day 1

Payment is initiated, and you receive confirmation.

Day 3-5

Funds are deposited into your bank account.

How to Set Up ACH Payments in Your Account

🔹 ACH is only available for customers using DocketPay (powered by Payrix).

Already Using DocketPay?

✔ You can start accepting ACH payments immediately—no setup needed.

Not Using DocketPay Yet?

📩 Email docketpay@yourdocket.com to get started.



📌 Or sign up directly in Docket → Integrations Page (Guide Here).

How to Accept ACH Payments from Customers

You can accept ACH payments just like credit card payments.

Ways to Collect ACH Payments

💻 Online Invoice Payment:

  • The customer enters their banking details when paying online.

🏢 Manual Entry:

  • Collect the customer’s bank account info and enter it into the system.

ACh payment.gif

📌 ACH payments are available in all the same ways you currently accept credit cards.

Need Help?

For more information, contact docketpay@yourdocket.com.